Broker Check


Thursday, January 25, 2024

As we list the uncertainties of 2024, questions about a looming recession, the sustainability of 2023 stock gains, and the impact of political turbulence on financial markets may be keeping you awake at night. In a world of...


Friday, September 15, 2023

Most will be familiar with David Letterman’s ‘Top 10’ lists, where he would – in reverse order – count down his answers to that night’s topic. I have chosen as my topic SECURE 2.0 Act Changes to...


Saturday, August 5, 2023

Are you thinking of starting a retirement plan for your employees or do you currently have a Simple IRA and are now wondering if it is time to move to a 401(k)? Understanding key differences will help you determine an optimal path.


Wednesday, August 2, 2023

One version of the famous quote attributed to Otto von Bismark in the 19th century is “Laws are like sausages. It’s better not to see them being made.” Perhaps. But staying abreast of retirement policies and related...


Wednesday, July 19, 2023

Research shows that the average American employee switches jobs 12.3 times before retiring.1 WOW!Changing jobs can mean that many of us have old 401(k) plans, which may not be properly positioned to help prepare for retirement. When...


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Wednesday, July 5, 2023

Attention: Retirement Plan Sponsors! It is essential to stay current with the ever-changing world of employer sponsored retirement plans. Changes occur regularly, so keeping up can help your plan avoid substantial penalties.


Monday, June 5, 2023

Stock price declines such as what occurred in early 2020 and the first half of 2022 can prompt some investors to blindly and indiscriminately sell investments when the entire market is trending lower.


Friday, May 5, 2023

When to begin Social Security benefits can be a complicated subject. As a result, many people do not have a full understanding of their potential choices.


Wednesday, April 5, 2023

Fiduciary financial advisors have the ethical obligation and duty to put their client's best interest ahead of their own desire for financial gain.


Tuesday, February 7, 2023

The SECURE 2.0 Act of 2022 was signed into law December 29, 2022 and is designed to substantially improve retirement savings options. It builds upon the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019.


Monday, February 6, 2023

Do you want to give your child or grandchild a financial head start? A Roth IRA may be an option to consider. Funds contributed to a Roth-IRA are after-tax dollars.


Thursday, January 5, 2023

Changes in life can be large or small and come in a variety of ways. Some are planned and others are surprises; some are welcome and others are unwelcome. Those changes often influence our financial needs and objectives.


Monday, December 5, 2022

Will I Be Okay? The New Year may bring a new commitment to get your finances “in order.” There is never a wrong time to address matters that mean so much to the quality of your life for years or decades to come. 


Saturday, November 5, 2022

Be Aware and Beware are not the same, of course, but they are both great directives! Employers should not be wary of sponsoring a retirement plan.


Wednesday, October 5, 2022

A well-designed retirement plan can help your company attract employees. It may be the difference that sways candidates your way.


Tuesday, September 27, 2022

Inflation has certainly been a dominant headline. The Consumer Price Index (CPI) serves as a key gauge of inflation and measures the change in the prices of a range of goods and services over time.


Wednesday, September 14, 2022

Hulme provided testimony to Senator Grassley a week ago about an egregious proposed DOL change that threatens our independent contractor status. Read more about the conversation at the link below.


Wednesday, August 31, 2022

Mike Hulme of Financial Resource Advisors (FRA) recently participated as a delegate to the National Association of Plan Advisors’ (NAPA) Annual DC Fly-In Forum, an exclusive gathering of the nation’s leading retirement plan advisors.


Friday, August 5, 2022

Why is spending so easy and saving so difficult for many American workers? Discretionary income, a consumer culture, ease and enjoyment are key influencers.