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SMALL BUSINESS OWNERS

Did You Know...

Tax Credits Available

Federal tax credits may cover 100% of your new workplace 401(k) plan start-up costs for three years?*

Up to $1,000/employee

Up to $1,000 per employee could be given to you in tax credits for a new start-up 401(k) plan?*

No Match Required

You can begin a 'Starter 401(k)' plan WITHOUT an employer match requirement?*


Let Financial Resource Advisors (FRA) help you navigate the benefits of the new SECURE 2.0 Act. It could significantly improve your start-up or existing retirement plan options. For a complimentary, no-obligation initial consultation (phone or video), call 319-232-6122.

*Restrictions apply. Securities & Advisory Services offered through Cetera Advisors LLC, member INRA, SIPC, a broker/dealer and Registered Investment Advisor. Cetera is under a separate ownership from any other entity.

Call for more!

Read What Clients Say About FRA

Our Process
Our History


Start, Manage, or Improve Your Company’s Retirement Plan Today!

FRA’s Retirement Plan Services Team, led by Mike Hulme, FSA, AIF, CPFA, provides guidance on all aspects of plan operations. Examples include:

  • Converting from a Simple IRA to a 401(k) plan
  • Reviewing service providers and implementing changes
  • Ensuring the investment menu complies with documented criteria
  • Educating employees on how to save well for a successful retirement outcome
  • Fine-tuning plan design to stay aligned with your objectives, and
  • Exploring additional solutions such as a Cash Balance Pension Plan.

We partner with you in plan oversight and simplify your role by navigating with professional processes. Our services help cover key areas of your plan such as:


Risk and Management

  • Fiduciary Risks & Responsibilities
  • Plan Objectives and Design
  • Service Provider Benchmarking, Screening and Selection  
  • As an independent firm, we are able to work with nearly all plan record keepers and third party administrators (TPA).
  • It is not disruptive to your current record keeper or TPA relationship to partner with FRA to add value to your plan and employees.


Education

  • Employee Education & Advocacy
  • Improving Retirement Outcomes
  • Improving Plan Performance
  • We partner with you to create a tailored education plan with quarterly activity delivered in a variety of forms, including in-person sessions.  


Investments

  • Investment Policy Statement
  • Robust Process: Screening, Selection, Monitoring, and Benchmarking
  • Investment Co-Fiduciary 


Financial Resource Advisors also offers consulting services to businesses for advice and financial analysis on projects, business planning and transition planning.

Mike Hulme

Mike Hulme, FSA, AIF, CPFA

Managing Partner & Investment Advisor Representative

319-232-6122

319-234-6218

Kelly Goreham

Kelly Goreham, AIF

Investment Advisor Representative

319-232-6122

319-234-6218

Joshua Mercurio

Joshua Mercurio

Investment Advisor Representative

319-232-6122

319-234-6218

Allison Mussig

Allison Mussig

Senior Client Services Specialist

319-232-6122

319-234-6218

Adam Schaefer

Adam Schaefer

Account Executive

319-232-6122

319-234-6218

Emma Helvie

Emma Helvie

Processing Specialist

319-232-6122

319-234-6218

Testimonials shown are given by plan sponsors of 401(k)s managed by Financial Resource Advisors. No compensation was provided directly or indirectly. These testimonials are not a guarantee of future performance or investment success, and the testimonial may not be representative of the experience of other customers. Please visit BrokerCheck to see more on the background of our firm.