**NEW ADDITION TO THE FRA TEAM**

Kelly Goreham
 Senior Vice President, Registered Representative*

**NEW ADDITION TO THE FRA TEAM**

Mike Hulme
 Chief Financial and Business Development Officer 

Jeremey “Jay” Bullerman – As President and CEO of FRA, Jay has over 20 years of portfolio management and retirement income planning experience. A University of Iowa graduate, Jay spent five years as an analyst and investment advisor in Kansas City before returning in 1997 to his hometown of Waterloo with his wife and four children to join FRA. Since that time he has guided FRA’s growth and transition into CEO upon the retirement of his Father, Ivan, FRA’s founder.

Lynne Cavanaugh - With over twenty years experience in the industry, Lynne serves as Jay Bullerman's assistant and has been with FRA since 1992.  She served as Administrative Manager from 1999-2010.  She received her Financial Paraplanner certificate from the College of Financial Planning in 1994.  She is the mom of four and is actively involved in her church & community. She helps to make customer service the first priority at FRA.

Michael Mercurio - Born and raised in Waterloo, Mike worked at John Deere Waterloo Works in Skilled Trades as a Tool Grinder for nine years before joining the firm over twenty-eight years ago. A Certified Financial Planner, Mike has two adult children and enjoys his seven grandchildren.

Allison Mussig
 Client Services Specialist  
                                                                                                   
Allison Mussig - Allison moved to the Cedar Valley to attend UNI graduating with a BS degree in Graphic Communication. She worked as a project coordinator/event planner prior to joining FRA in December 2006 to serve as Mike Mercurio's assistant. Her husband Quentin works as a church music director. Allison currently works on M,W, F to allow her time at home with their daughter.

Email -Allison@fraonline.com

Kevin Dallenbach
  Senior Vice President
  Registered Representative*

Kevin Dallenbach - A John Deere retiree with extensive knowledge of investment opportunities. As an Investment Adviser Representative he brings a special understanding to financial planning issues related to Deere retirees. A Waterloo resident since 1963, Kevin and his wife have two adult children.

Email - Kevin@fraonline.com

Caryn Thede
 Client Services Specialist                          
                                                                                            
Caryn Thede – Bringing 22 years of Insurance and Customer Service related experience Caryn joined FRA in January of 2011. Serving as Kevin Dallenbach's assistant Caryn strives to make customer service priority at FRA!  Born and raised in Iowa, Caryn and her husband Mike live on one of their family farms. In her spare time you will find her at their lake home in Montezuma. She enjoys boating, skiing, traveling and spending quality time entertaining family and friends.  

Email -Caryn@fraonline.com

Darren Yoder
 Senior Vice President, Registered Principal*

Darren Yoder - Originally from Lone Tree, IA, Darren has resided in the Cedar Valley since 1998. He graduated from UNI with degrees in both Finance and Economics. Currently in his eleventh year working with FRA, Darren is a Registered Securities Principal as well as a Municipal Fund Securities Limited Principal. He is an experienced investment advisor specializing in individuals and business owners, retirement plan design and service, insurance, wealth transfer and creative investment strategies. Darren and his wife, Sara, enjoy running, biking and spending time with family and friends.

Email - Darren@fraonline.com

Shelley Petersen - Born and raised in Waterloo, Shelley comes from two generations of John Deere employees.  As an assistant to Darren Yoder, she ensures clients receive outstanding customer service.  Shelley and husband Ben are active in the community and enjoy spending time with their three children.

Email - Dave@fraonline.com

Marie Helvie
 Office Manager

                                                                                                  Marie Helvie – Marie joined the Financial Resource Advisors team in 2007 as a Financial Assistant. She currently serves as Office Manager and assistant to Dave Becker and Tom Tjaden. Marie brings three years of industry specific experience and twenty years of business administrative, financial, customer service and special event experience. Born in the Midwest, with a BS in Hotel Management and Business Administration, she believes serving our clients and teamwork is what it's all about. Marie lives in Cedar Falls with her two daughters. 

Email - Marie@fraonline.com

Tom Tjaden
 Senior Vice President, Registered Representative*

Tom Tjaden - As a Financial Advisor, Tom has been helping clients with financial planning and portfolio management since 1995. Tom is a graduate of Iowa State University and originally from Waterloo. Tom spent the first five years of his career as a Financial Advisor in St. Paul, MN. In 1999, he returned to the Waterloo/Cedar Falls area, just after the first of his three boys was born. At that time, Tom continued his career as a Financial Advisor at a large local credit union, before joining FRA in 2007. Tom continues to work closely with clients, determining investment objectives and building lasting financial relationships.

Email - Tom@fraonline.com

Raegan Schultz
 Client Services Specialist
                                                                                                  
Raegan Schultz - Raegan has been with Financial Resource Advisors since October 2006 and became the assistant to Kelly Goreham when she joined the team in December 2011.  Raegan graduated from the University of Northern Iowa with a degree in General Communication.  She has over 10 years of industry and customer service experience and is life and health insurance licensed.

Raegan lives in Parkersburg with her husband and their two children.  She enjoys her part-time schedule which allows her extra time to spend with her family.

Email -Raegan@fraonline.com